• Customize almost everything! Shadows, borders, gradient, opacity
• Contains 6 module positions drop_down_1, drop_down_2, drop_down_3, drop_down_4, drop_down_5 and drop_down_6
• Auto adjust to the height of your content
• Set your own open and close text
• Auto collapse if no modules are published to it
• And many more features!

Screenshot of Drop Down admin in template configuration area:

And many more!

See It Live On Responsinator.com

What Makes The Vertex Responsive Layout The Best and Most Flexible?

• The responsive layout is completely optional, don't use it if you don't want it!
• Virtually no javascript. The only javascript used is for the mobile bar effects and to add responsive capabilites to IE7. We believe that javascript should only be used as a last resort.
• Start with a fixed or fluid layout.
• Every area of the template, ie: columns, row, and body; can be set to a fluid layout.
• Automatic onclick menu functionality for small touch screens.
• Optional IE7/8 responsive layout.
• Very easy to understand layout, which allows you to setup your site with very little effort.
• Fully customizable mobile bar styling.
• Optional row re-distribution at smaller screens.
• Hide divs, modules and content easily with hide classes at specified screen sizes.
• Wide screen support options.
• Multiple options for fluid width images.
• And much more!

Easy To Understand Layout

• If the columns are set to use fluid widths then no changes will occur for large screens, everything will simply be percentage widths based on the availalbe area. If you are using the max-body width calculations the column widths will be based off of this setting instead of screen width.
• Between 1050px and 600px if you have set the columns to fluid widths, you have an option to combine the inset columns, if they are shown on the page, into a single column with their adjacent column. In other words right_inset and right become one column to save space. Because each site is different, you can choose the screen size to specify this change.
• At 580px (a standard mobile device size) the entire body will become one single column and module stack on top of each other. Some adjustments to the header and footer will occur.
• Please note - you have an option to use either fluid or fixed width columns (right_inset, right, left_inset, and left). We highly recommend using fluid columns when responsive is enabled. If you choose fixed widths there are other responsive options available for this setting as well in the template configuration under the Layout tab.

Row Re-Distribution

General Layout

Enable The Responsive Layout

Hide Tablet and Mobile Divs

Column Settings

Mobile Bars

Mobile Links

Hide Sections of the Template via the Template Configuration

Hide Specific Modules via the Hide Classes

Hide Specific Content via the Hide Classes

Available Hide Classes

/* HIDE CLASSES
----------------------------------------------------------- */

@media screen and (max-width: 1600px){
.hide_1600 {
display:none !important;
}
}

@media screen and (min-width:1500px) and (max-width: 1600px){
.hide_1600_only {
display:none !important;
}
}

@media screen and (max-width: 1550px){
.hide_1550 {
display:none !important;
}
}

@media screen and (min-width:1450px) and (max-width: 1550px){
.hide_1550_only {
display:none !important;
}
}

@media screen and (max-width: 1500px){
.hide_1500 {
display:none !important;
}
}

@media screen and (min-width:1400px) and (max-width: 1500px){
.hide_1500_only {
display:none !important;
}
}

@media screen and (max-width: 1450px){
.hide_1450 {
display:none !important;
}
}

@media screen and (min-width:1350px) and (max-width: 1450px){
.hide_1450_only {
display:none !important;
}
}

@media screen and (max-width: 1400px){
.hide_1400 {
display:none !important;
}
}

@media screen and (min-width:1300px) and (max-width: 1400px){
.hide_1400_only {
display:none !important;
}
}

@media screen and (max-width: 1350px){
.hide_1350 {
display:none !important;
}
}

@media screen and (min-width:1250px) and (max-width: 1350px){
.hide_1350_only {
display:none !important;
}
}

@media screen and (max-width: 1300px){
.hide_1300 {
display:none !important;
}
}

@media screen and (min-width:1200px) and (max-width: 1300px){
.hide_1300_only {
display:none !important;
}
}

@media screen and (max-width: 1250px){
.hide_1250 {
display:none !important;
}
}

@media screen and (min-width:1150px) and (max-width: 1250px){
.hide_1250_only {
display:none !important;
}
}

@media screen and (max-width: 1200px){
.hide_1200 {
display:none !important;
}
}

@media screen and (min-width:1100px) and (max-width: 1200px){
.hide_1200_only {
display:none !important;
}
}

@media screen and (max-width: 1150px){
.hide_1150 {
display:none !important;
}
}

@media screen and (min-width:1050px) and (max-width: 1150px){
.hide_1150_only {
display:none !important;
}
}

@media screen and (max-width: 1100px){
.hide_1100 {
display:none !important;
}
}

@media screen and (min-width:1000px) and (max-width: 1100px){
.hide_1100_only {
display:none !important;
}
}

@media screen and (max-width: 1050px){
.hide_1050 {
display:none !important;
}
}

@media screen and (min-width:950px) and (max-width: 1050px){
.hide_1050_only {
display:none !important;
}
}

@media screen and (max-width: 1000px){
.hide_1000 {
display:none !important;
}
}

@media screen and (min-width:900px) and (max-width: 1000px){
.hide_1000_only {
display:none !important;
}
}

@media screen and (max-width: 970px){
.hide_970 {
display:none !important;
}
}

@media screen and (min-width:900px) and (max-width: 970px){
.hide_970_only {
display:none !important;
}
}

@media screen and (max-width: 950px){
.hide_950 {
display:none !important;
}
}

@media screen and (min-width:900px) and (max-width: 950px){
.hide_950_only {
display:none !important;
}
}

@media screen and (max-width: 900px){
.hide_900 {
display:none !important;
}
}

@media screen and (min-width:850px) and (max-width: 900px){
.hide_900_only {
display:none !important;
}
}

@media screen and (max-width: 850px){
.hide_850 {
display:none !important;
}
}

@media screen and (min-width:800px) and (max-width: 850px){
.hide_850_only {
display:none !important;
}
}

@media screen and (max-width: 800px){
.hide_800 {
display:none !important;
}
}

@media screen and (min-width:750px) and (max-width: 800px){
.hide_800_only {
display:none !important;
}
}

@media screen and (max-width: 750px){
.hide_750 {
display:none !important;
}
}

@media screen and (min-width:700px) and (max-width: 750px){
.hide_750_only {
display:none !important;
}
}

@media screen and (max-width: 700px){
.hide_700 {
display:none !important;
}
}

@media screen and (min-width:650px) and (max-width: 700px){
.hide_700_only {
display:none !important;
}
}

@media screen and (max-width: 650px){
.hide_650 {
display:none !important;
}
}

@media screen and (min-width:600px) and (max-width: 650px){
.hide_650_only {
display:none !important;
}
}

@media screen and (max-width: 600px){
.hide_600 {
display:none !important;
}
}

@media screen and (min-width:580px) and (max-width: 600px){
.hide_600_only {
display:none !important;
}
}

@media screen and (max-width: 579px){
.hide_580 {
display:none !important;
}
}

@media screen and (min-width:550px) and (max-width: 579px){
.hide_580_only {
display:none !important;
}
}

.hide_all {
display:none ! important;
}

@media screen and (min-width:1300px) and (max-width: 50000px){
.hide_wide_screen {
display:none !important;
}
}

@media screen and (min-width:971px) and (max-width: 1299px){
.hide_standard_screen {
display:none !important;
}
}

@media screen and (min-width:750px) and (max-width: 970px){
.hide_large_tablet {
display:none !important;
}
}

@media screen and (min-width:580px) and (max-width: 750px){
.hide_small_tablet {
display:none !important;
}
}

@media screen and (min-width:580px) and (max-width: 750px){
.hide_small_tablet {
display:none !important;
}
}

@media screen and (max-width: 579px){
.hide_mobile {
display:none !important;
}
}

@media screen and (max-width: 1600px){
.show_1600 {
display:block !important;
}
}

@media screen and (min-width:1500px) and (max-width: 1600px){
.show_1600_only {
display:block !important;
}
}

@media screen and (max-width: 1550px){
.show_1550 {
display:block !important;
}
}

@media screen and (min-width:1450px) and (max-width: 1550px){
.show_1550_only {
display:block !important;
}
}

@media screen and (max-width: 1500px){
.show_1500 {
display:block !important;
}
}

@media screen and (min-width:1400px) and (max-width: 1500px){
.show_1500_only {
display:block !important;
}
}

@media screen and (max-width: 1450px){
.show_1450 {
display:block !important;
}
}

@media screen and (min-width:1350px) and (max-width: 1450px){
.show_1450_only {
display:block !important;
}
}

@media screen and (max-width: 1400px){
.show_1400 {
display:block !important;
}
}

@media screen and (min-width:1300px) and (max-width: 1400px){
.show_1400_only {
display:block !important;
}
}

@media screen and (max-width: 1350px){
.show_1350 {
display:block !important;
}
}

@media screen and (min-width:1250px) and (max-width: 1350px){
.show_1350_only {
display:block !important;
}
}

@media screen and (max-width: 1300px){
.show_1300 {
display:block !important;
}
}

@media screen and (min-width:1200px) and (max-width: 1300px){
.show_1300_only {
display:block !important;
}
}

@media screen and (max-width: 1250px){
.show_1250 {
display:block !important;
}
}

@media screen and (min-width:1150px) and (max-width: 1250px){
.show_1250_only {
display:block !important;
}
}

@media screen and (max-width: 1200px){
.show_1200 {
display:block !important;
}
}

@media screen and (min-width:1100px) and (max-width: 1200px){
.show_1200_only {
display:block !important;
}
}

@media screen and (max-width: 1150px){
.show_1150 {
display:block !important;
}
}

@media screen and (min-width:1050px) and (max-width: 1150px){
.show_1150_only {
display:block !important;
}
}

@media screen and (max-width: 1100px){
.show_1100 {
display:block !important;
}
}

@media screen and (min-width:1000px) and (max-width: 1100px){
.show_1100_only {
display:block !important;
}
}

@media screen and (max-width: 1050px){
.show_1050 {
display:block !important;
}
}

@media screen and (min-width:950px) and (max-width: 1050px){
.show_1050_only {
display:block !important;
}
}

@media screen and (max-width: 1000px){
.show_1000 {
display:block !important;
}
}

@media screen and (min-width:900px) and (max-width: 1000px){
.show_1000_only {
display:block !important;
}
}

@media screen and (max-width: 970px){
.show_970 {
display:block !important;
}
}

@media screen and (min-width:900px) and (max-width: 970px){
.show_970_only {
display:block !important;
}
}

@media screen and (max-width: 950px){
.show_950 {
display:block !important;
}
}

@media screen and (min-width:900px) and (max-width: 950px){
.show_950_only {
display:block !important;
}
}

@media screen and (max-width: 900px){
.show_900 {
display:block !important;
}
}

@media screen and (min-width:850px) and (max-width: 900px){
.show_900_only {
display:block !important;
}
}

@media screen and (max-width: 850px){
.show_850 {
display:block !important;
}
}

@media screen and (min-width:800px) and (max-width: 850px){
.show_850_only {
display:block !important;
}
}

@media screen and (max-width: 800px){
.show_800 {
display:block !important;
}
}

@media screen and (min-width:750px) and (max-width: 800px){
.show_800_only {
display:block !important;
}
}

@media screen and (max-width: 750px){
.show_750 {
display:block !important;
}
}

@media screen and (min-width:700px) and (max-width: 750px){
.show_750_only {
display:block !important;
}
}

@media screen and (max-width: 700px){
.show_700 {
display:block !important;
}
}

@media screen and (min-width:650px) and (max-width: 700px){
.show_700_only {
display:block !important;
}
}

@media screen and (max-width: 650px){
.show_650 {
display:block !important;
}
}

@media screen and (min-width:600px) and (max-width: 650px){
.show_650_only {
display:block !important;
}
}

@media screen and (max-width: 600px){
.show_600 {
display:block !important;
}
}

@media screen and (min-width:580px) and (max-width: 600px){
.show_600_only {
display:block !important;
}
}

@media screen and (max-width: 579px){
.show_580 {
display:block !important;
}
}

@media screen and (min-width:550px) and (max-width: 579px){
.show_580_only {
display:block !important;
}
}

@media screen and (min-width:1300px) and (max-width: 50000px){
.show_wide_screen {
display:block !important;
}
}

@media screen and (min-width:971px) and (max-width: 1299px){
.show_standard_screen {
display:block !important;
}
}

@media screen and (min-width:750px) and (max-width: 970px){
.show_large_tablet {
display:block !important;
}
}

@media screen and (min-width:580px) and (max-width: 750px){
.show_small_tablet {
display:block !important;
}
}

@media screen and (max-width: 579px){
.show_mobile {
display:block !important;
}
}


/* THE INLINE SHOW CALLS BELOW SHOULD BE USED SELDOMLY. THEY SHOULD ONLY BE USED IF THE BLOCK SHOW CALLS ABOVE CAUSE A LAYOUT ISSUE WHEN TRIGGERED.
----------------------------------------------------------- */

@media screen and (max-width: 1600px){
.show_1600_inline {
display:inline !important;
}
}

@media screen and (min-width:1500px) and (max-width: 1600px){
.show_1600_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1550px){
.show_1550_inline {
display:inline !important;
}
}

@media screen and (min-width:1450px) and (max-width: 1550px){
.show_1550_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1500px){
.show_1500_inline {
display:inline !important;
}
}

@media screen and (min-width:1400px) and (max-width: 1500px){
.show_1500_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1450px){
.show_1450_inline {
display:inline !important;
}
}

@media screen and (min-width:1350px) and (max-width: 1450px){
.show_1450_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1400px){
.show_1400_inline {
display:inline !important;
}
}

@media screen and (min-width:1300px) and (max-width: 1400px){
.show_1400_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1350px){
.show_1350_inline {
display:inline !important;
}
}

@media screen and (min-width:1250px) and (max-width: 1350px){
.show_1350_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1300px){
.show_1300_inline {
display:inline !important;
}
}

@media screen and (min-width:1200px) and (max-width: 1300px){
.show_1300_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1250px){
.show_1250_inline {
display:inline !important;
}
}

@media screen and (min-width:1150px) and (max-width: 1250px){
.show_1250_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1200px){
.show_1200_inline {
display:inline !important;
}
}

@media screen and (min-width:1100px) and (max-width: 1200px){
.show_1200_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1150px){
.show_1150_inline {
display:inline !important;
}
}

@media screen and (min-width:1050px) and (max-width: 1150px){
.show_1150_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1100px){
.show_1100_inline {
display:inline !important;
}
}

@media screen and (min-width:1000px) and (max-width: 1100px){
.show_1100_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1050px){
.show_1050_inline {
display:inline !important;
}
}

@media screen and (min-width:950px) and (max-width: 1050px){
.show_1050_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 1000px){
.show_1000_inline {
display:inline !important;
}
}

@media screen and (min-width:900px) and (max-width: 1000px){
.show_1000_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 970px){
.show_970_inline {
display:inline !important;
}
}

@media screen and (min-width:900px) and (max-width: 970px){
.show_970_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 950px){
.show_950_inline {
display:inline !important;
}
}

@media screen and (min-width:900px) and (max-width: 950px){
.show_950_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 900px){
.show_900_inline {
display:inline !important;
}
}

@media screen and (min-width:850px) and (max-width: 900px){
.show_900_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 850px){
.show_850_inline {
display:inline !important;
}
}

@media screen and (min-width:800px) and (max-width: 850px){
.show_850_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 800px){
.show_800_inline {
display:inline !important;
}
}

@media screen and (min-width:750px) and (max-width: 800px){
.show_800_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 750px){
.show_750_inline {
display:inline !important;
}
}

@media screen and (min-width:700px) and (max-width: 750px){
.show_750_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 700px){
.show_700_inline {
display:inline !important;
}
}

@media screen and (min-width:650px) and (max-width: 700px){
.show_700_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 650px){
.show_650_inline {
display:inline !important;
}
}

@media screen and (min-width:600px) and (max-width: 650px){
.show_650_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 600px){
.show_600_inline {
display:inline !important;
}
}

@media screen and (min-width:580px) and (max-width: 600px){
.show_600_only_inline {
display:inline !important;
}
}

@media screen and (max-width: 579px){
.show_580_inline {
display:inline !important;
}
}

@media screen and (min-width:550px) and (max-width: 579px){
.show_580_only_inline {
display:inline !important;
}
}

@media screen and (min-width:1300px) and (max-width: 50000px){
.show_wide_screen_inline {
display:inline !important;
}
}

@media screen and (min-width:971px) and (max-width: 1299px){
.show_standard_screen_inline {
display:inline !important;
}
}

@media screen and (min-width:750px) and (max-width: 970px){
.show_large_tablet_inline {
display:inline !important;
}
}

@media screen and (min-width:580px) and (max-width: 750px){
.show_small_tablet_inline {
display:inline !important;
}
}

@media screen and (max-width: 579px){
.show_mobile_inline {
display:inline !important;
}
}

Ova grickalica je prava energetska bombica prepuna kalorija, ali nutricionisti i dalje preporučuju njenu povremenu konzumaciju. Kikiriki spada u porodicu mahunarki, a bogat je vitaminima i mineralima koji pogoduju zdravlju.

1. Snižava holesterol

Neprženom kikirikiju, odnosno onom u kori, nisu industrijski dodate masnoće i soli pa je samim tim prirodna i zdrava namirnica koja ima brojna nutritivna svojstva. Kikiriki je bogat zdravim masnoćama koje snižavaju štetni holesterol, te tako štite srce i cirkulatorni sistem.

2. Uravnotežuje šećer

Jedna studija je pokazala da unos kikirikija ili maslaca od ovih plodova u organizam može uravnotežiti nivo šećera u krvi i tako spriječiti razvoj dijabetesa tipa 2.

3. Ubija glad

Kikiriki je jedna od najzdravijih grickalica. Krasi ga bogat ukus, a odličan je saveznik u mršavljenju. Ako osjetite glad između obroka, zaboravite na čokoladu i čips već posegnite za ovom slasnom grickalicom.

4. Podstiče pamćenje

Ove grickalice su odlična hrana za mozak jer sadrže vitamin B3 koji podstiče rad cijelog organa i pamćenje.

5. Bogatstvo nutrijenata

Dozrijevanje ploda u zaštitnoj ljuski omogućava kikirikiju da zadrži sve hranljive materije, uključujući i važne minerale poput cinka i gvožđa što doprinosi zdravlju cijelog organizma.

(Life Content)

Hiljade žiranata u BiH i dalje grca vraćajući tuđe kredite, gde su pojedini dužnici, iako su bili gotovo kreditno nesposobni, uspeli da kod banaka i mikrokreditnih organizacija "izburgijaju" i više od deset kredita, ukupne vrednosti skoro pola miliona KM?!
Ovo tvrdi član Upravnog odbora Udruženja žiranata BiH Mika Nikić, koji navodi primer preduzetnika iz Šamca, preko čije su farme članovi njegove familije i prijatelji za samo 18 meseci podigli čak 14 kredita, vrednosti 435.000 KM.

On dodaje da je ovo slučaj bez presedana, s obzirom na to da poreska evidencija pokazuje da je ovaj preduzetnik u periodu podizanja spornih kredita ostvarivao tek 240 KM mesečnih primanja?!

Provera kreditne istorije

- Samo u ovom slučaju izvarano je više od 20 ljudi, koji nisu znali da je dužnik već u trenutku podizanja drugog kredita bio prezadužen i praktično u bankrotu! Korisnik kredita, naime, iz prihoda od 240 KM nije mogao da servisira ni rate prvog kredita, tako da je svaki sledeći samo povećao njihovu dubiozu, pa nijedan kredit, od drugog do četrnaestog, nije otplaćen - kaže Nikić.Prema njegovim rečima, umesto da sankcionišu dužnike, sudovi u BiH za ovakav haos krive žirante, jer nisu "bili pažljivi i na vreme proverili dužnika"?!

- Međutim, u momentu potpisivanja ugovora, oni nisu imali mogućnost da provere kreditnu istoriju dužnika, niti je to njihova zakonska obaveza. Naravno, banke su i te kako bile upoznate s tim, ali su to vešto prikrile, da bi plasirale što više para i "ubrale" što više prihoda od kamata. Problem je, naime, u takozvanim "cepanim" ugovorima, gde dužnik potpisuje ugovor o kreditu, a žirant ugovor o jemstvu, koji, međutim, nikad ne bi potpisao da je znao šta piše u prvom ugovoru. Samo bi maloumna osoba pristala da bude garant vraćanja kredita koji je već prezadužen - ističe Nikić.

On dodaje da je sudovima daleko lakše i bezbolnije da sav teret pomenutih prevara svale na žirante, zbog čega, kako kaže, u slučaju tužbe staju na strane banaka.

- Sudovi, naime, uopšte ne znaju koje dokumente mora da sadrži ugovor između banke, dužnika i žiranata, niti poštuju Zakon o bankama. Zato je kod nas prisutna praksa oslobađanja banaka i nadležnih osoba u njima svake odgovornosti, zbog čega je u BiH do sada samoubistvo izvršilo najmanje 20 žiranata, koji nisu više mogli da se nose sa nepravdom. Zato je naše udruženje uputilo dopis Ustavnom sudu BiH, u kojem tražimo da se pročešlja poslovanje banaka koje su, da bi profitirale, kredite delile mimo svih pravila i zakona. Ako ni ova pravosudna institucija ne bude imala sluha za naše muke, sledeća adresa će biti Sud za ljudska prava u Strazburu - poručuje Nikić.

Prema podacima kojima raspolaže Udruženje žiranata BiH, u proteklih deset godina 250.000 žiranata u BiH vratilo je ili vraća tuđe kredite, dok godišnje oko 20.000 njih za druge u proseku otplati 25 miliona KM.

Alarmantan je i podatak da krediti pokriveni hipotekama u BiH iznose više od sedam milijardi KM, dok se godišnje oduzme više od 300 nekretnina zbog neredovnog izmirenja dospelih rata.Kako bi stali na kraj ovakvoj praksi, odnosno zaštitili svoju imovinu od plenidbe, pomenuto udruženje je širom BiH formiralo krizne štabove. Žiranti su i dalje odlučni da, ako zatreba, i svojim životima brane ono što im je ni krivima ni dužnima otišlo na doboš.

Oni traže da se hitno zaustave svi sudski procesi prema njima i da sudovi revidiraju već donesene presude, ali ne po Zakona o obligacionim odnosima, nego po Zakonu o bankama, po kojem su, kako poručuju, banke dužne da posluju.

Zakone treba poštovati

S druge strane, u Udruženju banaka BiH naglašavaju da svako ko pristane da bude garant otplate kredita nekoj osobi, mora da računa na to da se može desiti da će teret plaćanja rata pasti na njega.

- Nejasno je zašto se prevareni žiranti ne bave rođacima, kumovima i prijateljima za čije su kredite garantovali, nego svu krivicu svaljuju na banke. Žiranti, naime, imaju mogućnost da tuže dužnike, ali na to se niko ne poziva. Takođe, banke u sve manjoj meri koriste institut žiranata, što će biti još izraženije, kako bude rasla svest građana o rizicima ovakve prakse.

U BiH takođe postoje zakoni koji regulišu ovu oblast i oni se moraju poštovati - poručuju iz ovog udruženja.

Izvor: Press